How to Check HDFC Personal Loan Status? Definitive Guide 2020

How to Check HDFC Personal Loan Status

 Are you looking on How to Check HDFC Personal Loan Status? i will help you to find clear information on finding the HDFC Personal Loan application status.

The process of finding HDFC Loan Status is simple, which is possible with the below Steps.

  1. Using of HDFC Net Banking.
  2. Using Application Reference Number Online.
  3. Using Registered Mobile Number with HDFC Bank.
  4. HDFC Mobile Application.
  5. Offline Methods.

1.How to Check HDFC personal loan status using Net Banking.

If you are one of the customers of the HDFC Bank, You can log in to Your HDFC Account and check the Personal Loan application status.

  • Provide your login details and click on login.
How to Check HDFC Persoal Loan Status NetBanking
  • Then navigate to “Loans” option.
How to Check HDFC Personal Loan Status After Login
  • On loan summery, you can track the status of your loan application.

2. Check HDFC Personal Loan Application Status Online Using Registered Mobile Number.

While applying for HDFC Personal Loan, you need to provide your ten digits mobile number. The Registered Mobile Number be helpful for future communications with the HDFC Bank. The HDFC Bank offers an online facility to track the personal loan with the mobile number.

Below mentioned steps help you to Track HDFC Personal Loan Status with Mobile Number.

How to Check HDFC Personal Loan Status Borrow
  • Click on the “View all” option under the “Tools & Calculators.”
How to Check HDFC Personal Loan Status View All
  • Then Select “Track Loan Request” Under the Option “Need Help
How to Check Personal Loan Status Track Application
How to Check HDFC Personal Loan Status with Mobile Number
  • Then Enter your Mobile Number
  • Click on “Send verification code” after that. You will receive a verification code to verify its you.
  • After entering the verification code, you can find your Loan details.

3.Step by Step Process about checking HDFC Personal Loan Status Online with Reference Number.

Below are the steps to find the HDFC Personal Loan Status online with Reference Number or Application Number.

How to Check HDFC Personal Loan Status Online
  • Provide Applicant Name or
  • Enter Reference/Proposal Number and Your Date of Birth or
  • Enter your Mobile Number.
  • Once you enter these details, you can find your HDFC loan application status.

3. Check HDFC Personal Loan Application Status with Mobile APP.

The bank HDFC is facilitating mobile application to its registered customers, which helps customers to manage the banking at the fingertips. 

You can go through this link and download its mobile app from Google Play.

  • Once you have done with the application download, provide your customer id and password details and login to the app.
  • If you already applied for a loan with the personal credit in HDFC, click on Personal Loan status and find your application status.
  • By providing the required details, you can find your loan application status.

4. Check HDFC Personal Loan Status Offline Method

By Visiting Branch

  • While Checking with the Personal Loan status offline visiting the nearest HDFC branch.
  • Once you visit the branch, you can show the reference number which you receive at the time of applying for the personal loan.
  • The bank executive will check and provide the details 

Calling to HDFC Customer Care.

  • The HDFC Bank also provides the loan application status by calling to the customer care.
  • 1800 258 3838 is the HDFC customer number.
  • Once you call from your mobile number, you need to provide the necessary details like loan application reference number.
  • Bank customer care will ask you for the registered mobile number.
  • Once you provide these details, the bank representative will give you the loan status.

Factors Which Effect the Approval of HDFC Personal Loan Application.

Once you completed the personal loan application, the bank checks the eligibility and verify your submitted documents. The Banks depend on the below factors to process your loan application.

  • Past Credit History
  • Age
  • Nationality
  • Source of your income.
  • Current Company.
  • On-hand Salary.
  • Outstanding Loans
  • Usage of the Credit cards and its outstanding balance.

HDFC Personal Loan Disbursement Time.

Once you are with your application, the bank will consider the few things based on that the Personal Loan disbursement time gets decided.

  • If you are an existing customer of HDFC and applying for a pre-approved personal loan, it will take nearly a minimum of 4 Hours and a Maximum of 24 Hours.
  • For new applicants, the loan processing time will take a minimum of 1 working days and a maximum of 5 working days from the date of the documentation.

Reasons for the rejection of HDFC Personal Loan

There are certain conditions the bank will disburse the loans if an applicant does not meet the criteria the bank rejects the loan application.

  • The primary reason for the HDFC Personal Loan rejection is low income if you failed to prove your income the bank does not accept your application.
  • The secondary reason for the loan rejection exists EMIs, which are more than income to expense ratio.
  • The third reason for the rejection is not providing proper documents.
  • The fourth reason is past credit history if you default any loans or not paying the personal loans on time will cause you not to accept your Loan application.

HDFC Personal Loan Status FAQs

Q. Can i check HDFC personal loan status online?

yes, you can check HDFC personal loan status in its official website

Q. Can i use the reference number to check the HDFC Personal Loan status?

Yes, you can provide the loan reference number and get the status of your HDFC personal loan online.

Q. Can i get the notification on my HDFC personal loan status?

Yes, HDFC will send the notification on the status of your loan.

I am Ram, I have completed Master of Commerce, I am Finance writer and Personal Loan Advisor in Personal Loan Xpress. I love to write finance articles and i consult the people regarding their financial decision with my Expertise.

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